Associate Investment Manager - Bradford

Are you looking for your next challenge?

Do you want to help make a difference to new start up businesses across Yorkshire?

Are you engaging, approachable and personable?

If you have answered yes to all of the above we would love you to apply.

You don't need to have previous experience within this sector as full training and career development will be offered including an opportunity to achieve industry recognised qualifications.

Job Description

Job Title: Associate Investment Manager

Department: Sales and Investments

Grade: 6a

Working Pattern: Full time – Hybrid working pattern: 9am – 5pm,

Monday to Friday (35 hours per week)

Job Purpose:

Managing and supporting a range of start up businesses with loan proposals adhering to the Start-up Loans Company’s minimum standards and credit policy. Assessing and appraising business plans, cash flow forecasts and other business information to make a judgement on business viability as well as analysing applicants’ personal financial circumstances to assess personal affordability.

Duties & Responsibilities:

Operational:

· To work with applicants, explaining fully and clearly, in advance, the terms on which lending will be made and assess their suitability and eligibility for lending

· To support applicants through the lending process, offering feedback and ensuring all applicants have an equal chance of success

· Always adhere to Start-up Loan Company’s minimum standards and credit policy

· To be able to meet your own personal targets agreed with your line manager contributing to the SULC team’s targets and achieve BEF’s agreed KPIs.

· Undertake credit training from the SULC credit team and complete the training process to obtain a full Delegated Approval Authority

· To prioritise and manage your time in order to meet the requirements of the role and the needs of the organisation.

· To follow the procedures and processes laid down by the organisation.

· To put together proposals for the credit panel.

· To represent the BEF’s best interests throughout the loan process

· To drive own personal development e.g. study for the Chartered Banker qualifications

· To follow the procedures and processes laid down by the organisation.

· To file reports and other documentation in the line with the requirements of the organisation

· To collect evidence and providing the correct forms to ensure BEF complies with the contractual requirements of its fund providers

· To provide appropriate cover for holidays and absences.

· To undertake any other duties as may be reasonably requested by your manager appropriate to the grade and responsibilities of this post.

Compliance:

· This role is certified by BEF under the FCA SMCR and you will be required to engage with and meet the assessment standards set on an annual basis to be approved by BEF for certification. Approval is mandatory for the continuation in role.

· You will abide by the FCA Senior Manager & Certification Regime Conduct Rules and meet the Fit & Proper assessment criteria which includes, but not limited to, providing credit references and DBS checks upon request.

· You will undertake all annual compliance training in a timely manner.

· To comply with the requirements of SUL minimum standards and credit policy as well as the contractual requirements of stakeholders and funders.

· You will need to adhere to the Standard Operating Policies for the organisation which set the standards and behaviours required from all staff for adherence to the legal and regulatory requirements of a Financial Services Organisation.

· To assist the wider team as and when required.

· To update your manager as applicable with any workload issues or concerns.

· To maintain successful working relationships with external stakeholders.

· To collaborate effectively with support functions such as Compliance, HR and Admin.

· To ensure that personal knowledge and skills are regularly updated to ensure effectiveness in meeting work objectives.

· To keep up to date on latest developments and practices within the industry.

Statutory:

· To operate within the relevant regulatory constraints including the Financial Conduct Authority, Senior manager and certification regime, Data Protection Act, Anti Money Laundering and Proceeds of Crime Act

· Maintaining professional standards of conduct including client and commercial confidentiality, impartiality, and independence.

· All employees of BEF are required to promote equality and diversity in all aspects of the job adhering to the Equality Act 2010. Specifically, the post holder will be required to support the business by:

o Eliminating unlawful discrimination, harassment and victimisation and other conduct prohibited by the Act.

o Advance equality of opportunity between people who share a protected characteristic and those who do not.

o Foster good relations between people who share a protected characteristic and those who do not.

· To co-operate with the BEF’s management, in meeting the objectives of providing a healthy and safe place to work. Therefore, all employees must carry out their work with reasonable care for the health and safety of themselves and other people. All staff should comply with the Organisation’s Health and Safety Policy.

Job Types: Full-time, Permanent

Salary: £22,000.00-£30,000.00 per year

Benefits:

• Casual dress
• Company pension
• Cycle to work scheme
• Flexitime
• Free parking
• On-site parking
• Private medical insurance
• Referral programme
• Sick pay
• Wellness programme
• Work from home

Schedule:

• 8 hour shift
• Day shift
• Flexitime
• Monday to Friday
• No weekends

Supplemental pay types:

• Bonus scheme
• Performance bonus

Ability to commute/relocate:

• Bradford: reliably commute or plan to relocate before starting work (required)

Education:

• Bachelor's (required)

Licence/Certification:

• Driving Licence (required)

Willingness to travel:

• 25% (required)

Work Location: Hybrid remote in Bradford

Application deadline: 03/07/2023
Reference ID: AIM YORKS 06/23