Verified Transatlantic Corridor:
United States | United Kingdom
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🟢 Actively Hiring · Posted 24d ago ⏳ Closes in 67 days UK Corridor 🛡️ UK Work Eligibility 🏢 FULL_TIME

Self Employed Mortgage & Protection Adviser (OTE £40,000 - £80,000+)

Salary Range
£40,000 - £80,000
£3,333 - £6,667 / mo

Career Integrity & Compliance Audit Report

OP-VERIF-4DAF0EDE ✓ Passed Inspection

This vacancy has been independently reviewed by the OppaJob Transatlantic Career Intelligence Desk to confirm authentic direct employer recruiting, verify compensation transparency, and eliminate applicant processing fees.

✓
Corporate Registration Verified UK Companies House registration standing active
✓
Prevailing Wage Benchmark UK National Minimum Wage & Equality Act 2010 aligned
✓
Zero-Intermediary Direct Pipeline Direct candidate ATS submission. 100% free with zero recruitment charges.
✓
Corridor Right-to-Work Match UK Work Eligibility

Transatlantic Cost of Living & Purchasing Power Benchmark

Verified Analytics
Location Base
Stafford, England
Tier-1 UK Economic Zone
Est. Take-Home Pay
68% - 74% (After PAYE & NI)
Single tax filer baseline
Transatlantic Parity
1.0 GBP ≈ $1.28 USD Living Standard
Direct corporate benchmark
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Position Overview & Specifications

  • OTE £40,000 - £80,000+
  • Currently we are only looking for self-employed candidates
  • High Quality Leads Provided
  • 50/50 split on leads provided
  • 70/30 commission split on leads introduced by your own client bank
  • Access to our existing client bank currently 50,000+ clients
  • Administration Support provided
  • Access to the best CRM systems in the industry
  • This is a unique opportunity for the right candidate
  • Hard working, self-starters only need apply

The Company

Looking for a unique opportunity to excel in the mortgage and protection industry?

The Dunham McCarthy Group, an award-winning Financial Services Firm, is currently seeking self-employed candidates to join our team of mortgage and protection advisors.

As winners of the prestigious Legal & General Business Quality Award and nominations for the COVER Magazine and Mortgage Introducer Awards, we are proud of our long-standing success. Our business has also been featured on BBC, Channel 4, and other media outlets.

Join a modern and dynamic workplace where we're changing the industry with our innovative and forward-thinking approach. Our team is making a difference in the Financial Services sector, and we want you to be a part of it.

With the potential to earn OTE £40,000 - £80,000+, we provide high-quality leads and offer a 50/50 split on those provided, as well as a 70/30 commission split on leads introduced by your own client bank. Plus, with access to our existing client bank of over 50,000 clients, you'll have the opportunity to hit the ground running and achieve success from day one.

As a mortgage and protection advisor, your time is valuable. That's why we provide administration support, allowing you to focus on providing exceptional service to your clients.

We are seeking 2 self-employed mortgage advisers to join our already successful team of 20 mortgage and protection advisers. With our ever-growing client base of 50,000+ for you to access for re-mortgage business, we are also inundated with an overwhelming number of enquiries from first-time buyers looking for assistance onto the property ladder. This is where you come in!

We are looking for motivated and enthusiastic candidates with a proven track record in generating new business. You will need to be hard-working, driven, professional, and experienced in providing mortgage and protection advice.

This is not your average recruitment opportunity. We're looking for self-starters who are committed to providing the highest level of service to their clients. If you're up for the challenge, we want to hear from you.

Apply now to become a part of The Dunham McCarthy Group team!

Requirements

The key to your success in this role will be knowledge, preparation and pride in providing the very best advice. As this is a regulated industry, being organised and meticulous when keeping records is vital.

To be successful in this role you will need to be extremely hard-working, driven, professional, motivated, and enthusiastic. It is essential that you become a trusted adviser to your clients and maintain relationships well.

You should also hold relevant mortgage qualifications (CeMap or equivalent) and hold CAS status.

You will also be expected to be very familiar with lender criteria and used to working from a panel of lenders/whole of market and also be familiar with advising on protection.

Protection is a large part of our business so you will be expected to be comfortable and confident with the concept of advising on protection (we will provide full training though expect advisers to be willing to improve in this area as it comprises of 50% of the role).

2 evenings per week are required and 1 day minimum office working. Despite being self-employed we expect you to be a part of our office team once a week as a minimum.

Experience

A mortgage advice background is essential of at least 12 months as a minimum and ideally experience already as a self-employed mortgage and protection adviser is preferred.

Our ideal Mortgage Advisor is;

  • CeMAP qualified or equivalent
  • Able to prove a track record in generating new business
  • Resilient, positive and ambitious
  • Able to work under pressure
  • Motivated and a self-starter
  • Experienced with providing Mortgage & Protection advice
  • Have a good understanding of the home buying process

Training

Comprehensive in-house training is provided (approximately 2-4 weeks initially depending on experience). Ongoing support and training from the team and management will be available.

Job Types: Full-time, Freelance

Salary: £40,000.00-£80,000.00 per year

Benefits:

  • Company car
  • Company events
  • Company pension
  • Flexitime
  • Free parking
  • Unlimited paid holidays

Schedule:

  • Flexitime
  • Monday to Friday
  • No weekends

Supplemental pay types:

  • Commission pay

Application question(s):

  • Do you hold CeMap or equivalent?
  • Are you aware this is a self employed position?

Experience:

  • Mortgage and protection advice: 1 year (required)

Work Location: Hybrid remote in Stafford

Candidate Selection & Onboarding Process

1

Application & Resume Screening

Submit your tailored CV/Resume directly to the talent acquisition portal.

2

Technical & Competency Interviews

Virtual interviews with the hiring manager and multidisciplinary team.

3

Formal Offer & Benefits Negotiation

Written agreement outlining compensation, equity, retirement vesting, and relocation allowances.

4

Onboarding & Corporate Integration

Equipment provisioning, team orientation, and commencement of duties.

United Kingdom Right to Work & Skilled Worker Visa Guide

Corridor Intelligence

Employment in the United Kingdom requires legal Right to Work verified under the Home Office Points-Based Immigration System:

🇬🇧 Skilled Worker Visa (Tier 2)

Sponsoring employers must hold an active Home Office A-rated Sponsor License and assign a valid Certificate of Sponsorship (CoS). Role must meet the general minimum salary threshold (£38,700) or occupation going rate.

🏛️ Settlement (ILR) Pathway

Continuous employment under Skilled Worker status establishes eligibility for Indefinite Leave to Remain (ILR) after 5 continuous years, leading to British Citizenship.

⚖️ Official regulatory reference: UK Visas and Immigration (UKVI) & Home Office Sponsor Register.

Candidate Preparation Blueprint: General

Recruitment Insights

Based on transatlantic hiring benchmarks for Self Employed Mortgage & Protection Adviser (OTE £40,000 - £80,000+) roles across Dunham McCarthy Financial Services Ltd's corporate sector, successful applicants typically excel across three core dimensions:

1. Domain Competency

Demonstrated portfolio evidence, architecture/system design case studies, or validated professional certifications directly applicable to General.

2. Behavioral & Leadership

STAR method competency responses highlighting cross-functional leadership, conflict resolution, and delivering measurable enterprise ROI under tight timelines.

3. Compensation Alignment

Total compensation expectation aligned within the benchmarked £40,000 - £80,000 bracket, including retirement vesting and health parity.

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Hiring Organization
Dunham McCarthy Financial Services Ltd

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Location: Stafford, England
Eligibility: UK Work Eligibility
Schedule: FULL_TIME
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