Credit Risk Analyst

At LeasePlan, we are always asking What's next in mobility. Join our team and be part of a dynamic, exciting and engaging business, so we can discover What’s next together! We are recruiting for a Credit Risk Analyst to join our business on a Fixed Term contract for 12 months. You will be responsible for managing credit proposals and make appropriate decisions in accordance with mandate and policy. You will be providing full support to the Credit Risk Manager and will support the shaping and implementation of LeasePlan risk policies and underwriting methodologies. This role is based in our Slough office with some flexibility to work from home, attracting a salary of up to £45,000 depending on experience. This role also comes with a 10% annual bonus and a wide range of flexible benefits. Role Purpose

• Analyse and sanction credit proposals within the parameters of own mandate.
• Analyse credit proposals outside of own mandate, and obtain approval at appropriate level.
• Assist with application fraud investigations
• Proactively find ways to structure proposals so that an approval could be given, thus balancing the risk and reward.
• Ensure Credit Risk is fully compliant with all group, local and country policies e.g. Data Protection, Consumer Credit Act, Money Laundering.
• Work closely and effectively with colleagues across the business to serve the needs of LeasePlan customers within the parameters of defined SLAs
• Develop effective relationships to support the group strategy.
• Contribute to the development of the Credit Administration team members

Required Job Experience

• Experience in credit analysis.
• An inquisitive mind set and strong attention to detail.
• Working knowledge of core Microsoft applications (Word and Excel).
• Experience of actively participating in a team environment, whilst demonstrating the capability to work independently.
• Experience within Asset Finance is an advantage. Must hold a mandate for making decisions
• Experience in using anti-fraud applications (CIFAS and Hunter) is an advantage

Why LeasePlan?
LeasePlan is a global leader in Car-as-a-Service, with approximately 1.9 million vehicles under management in 29 countries. LeasePlan purchases, funds and manages new vehicles for its customers, providing a complete end-to-end service for a typical contract duration of three to four years. Through our NextGen Digital strategy, we are transforming from an analogue into a fully digitally-enabled business, delivering digital services at digital cost. With over 55 years’ experience, LeasePlan's mission is to provide what’s next in sustainable mobility so our customers can focus on what's next for them. We aim to build an ethical, inclusive, and progressive culture in which people can thrive and be themselves regardless of their race, nationality, gender, age, disability, sexual orientation etc. If you’d like to learn more about our culture, DE&I journey and our way of working, please find out more in our sustainability section and our latest Annual Report. Follow @NextGenLeasePlan on Instagram and LeasePlan on LinkedIn to check out what LeasePlanners are up to everyday!