Associate, Real Estate & Housing

End Date Sunday 05 February 2023 Salary Range £0 - £0
Agile Working Options Other Agile Working Arrangements / Open to Discussion Job Description Summary . Job Description At Lloyds Banking Group our vision is to be the best bank for our customers. By putting customers first, keeping banking simple and making a difference together, we're helping Britain prosper. Corporate & Institutional Banking (CIB) is an origination and coverage business operating across the UK and North America and is responsible for the overall management of businesses whose annual turnover exceeds £100m. The Housing Team is a high-profile coverage business within Real Estate and Housing, a key part of CIB. We cover both Social Housing and House-builders, with market leading positions in both market segments. We're passionate about supporting the delivery of much needed homes that are both sustainable and affordable, and this is reflected in the sustainability-based, purpose-led strategy contained within the Bank’s 2021 and 2022 ESG Reports. We currently have an exciting opportunity for an Associate to join our team. This is a career defining opportunity to join a team that was awarded Residential Financier of the Year in 2019 and 2020, and also supported the wider real estate business in being voted Real Estate Capital, Sustainable Financier of the Year, Europe for three years in a row! You'll be aligned to the Housebuilder portfolio and will be responsible for the bank’s relationships with large volume housebuilders across England and Scotland. Working alongside the Relationship Director and Associate Director, you'll help originate business, structure transactions, manage credit, and liaise with customers. You'll have a desire to deliver great outcomes to clients, and be confident at forming relationships with internal and external partners. There is scope within the role to stretch, and you'll work closely with our Director of Origination and Sustainability on Housing specific strategic initiatives, as well as seeking opportunities to contribute to wider initiatives in the Real Estate & Housing sector. Your responsibilities will include:

• Support the team by preparing written reports for new and existing facilities to assist the Relationship Directors in meeting customer requirements
• Responding to a wide range of client enquiries, resolving issues to the customers' satisfaction and raising matters as appropriate
• Proactively monitor and review customer facilities, including economic profitability, reporting on exposures, risk/reward ratios, product utilisation, use of banking services to ensure risk is acceptable and recommending actions as appropriate.
• Prepare and monitor a range of returns in an accurate and timely manner to provide senior management with information to monitor and control risk.
• Undertake a broad range of financial, marketing and industry sector research tasks.

Crucial skills / experience: Experience in Client Coverage, Markets or Credit are preferred. So what can we offer you in return? As a leading employer we're passionate about diversity and equal opportunity with industry recognition across gender, ethnicity, disability, LGBTQ+ and families. And being disability positive, reasonable adjustments can be accommodated in our Recruitment process. We’re committed to building an inclusive environment where all our colleagues can be themselves and succeed on merit. We support the principles of agile working and are happy to consider flexible working arrangements. You'll also receive a competitive salary, generous pension contribution, annual performance bonus, 30 days holiday and numerous other benefits! Please get in touch if you need us to make any reasonable adjustments for you. So, if you have the skills we’re looking for, we’d love to hear from you! At Lloyds Banking Group, we're driven by a clear purpose; to help Britain prosper. Across the Group, our colleagues are focused on making a difference to customers, businesses and communities. With us you'll have a key role to play in shaping the financial services of the future, whilst the scale and reach of our Group means you'll have many opportunities to learn, grow and develop. We're focused on creating a values-led culture and are committed to building a workforce which reflects the diversity of the customers and communities we serve. Together we’re building a truly inclusive workplace where all of our colleagues have the opportunity to make a real difference.