Mortgage Underwriter
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This vacancy has been independently reviewed by the OppaJob Transatlantic Career Intelligence Desk to confirm authentic direct employer recruiting, verify compensation transparency, and eliminate applicant processing fees.
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Position Overview & Specifications
My client a very well established Lender is looking to appoint an experienced Mortgage Underwriter to join the growing team.
The Role
- Manage a pipeline of secured loan cases and prioritise accordingly. Underwrite secured loan applications within company lending criteria by making quality lending decisions.
- Be vigilant when working on cases and refer where necessary to the appropriate person.
- Maintain a high level of communication at all times with interested parties including brokers, applicants, surveyors and solicitors.
- Maintain a high level of customer service with those internally and externally.
- Work closely with other departments within the company including sales, compliance, finance and collections.
- Think outside the box and be proactive when suggesting ways to overcome potential problems, whilst ensuring that there is no additional risk to the company.
- Maintain oversight of a loan post completion and follow up on any offer conditions prior to handing the loan to collections.
- Keep up to date with current best practice and regulatory requirements.
- Represent the company at events as required
Key Competencies:
Experience of underwriting secured loans, residential and BTL properties.
Interviews available immediately.
Job Types: Full-time, Permanent
Salary: £40,000.00-£50,000.00 per year
Schedule:
- Monday to Friday
Supplemental pay types:
- Bonus scheme
Ability to commute/relocate:
- London: reliably commute or plan to relocate before starting work (required)
Experience:
- Underwriting: 1 year (preferred)
Work Location: One location
Reference ID: JLMUL1
Candidate Selection & Onboarding Process
Application & Resume Screening
Submit your tailored CV/Resume directly to the talent acquisition portal.
Technical & Competency Interviews
Virtual interviews with the hiring manager and multidisciplinary team.
Formal Offer & Benefits Negotiation
Written agreement outlining compensation, equity, retirement vesting, and relocation allowances.
Onboarding & Corporate Integration
Equipment provisioning, team orientation, and commencement of duties.
United Kingdom Right to Work & Skilled Worker Visa Guide
Employment in the United Kingdom requires legal Right to Work verified under the Home Office Points-Based Immigration System:
Sponsoring employers must hold an active Home Office A-rated Sponsor License and assign a valid Certificate of Sponsorship (CoS). Role must meet the general minimum salary threshold (£38,700) or occupation going rate.
Continuous employment under Skilled Worker status establishes eligibility for Indefinite Leave to Remain (ILR) after 5 continuous years, leading to British Citizenship.
Candidate Preparation Blueprint: General
Based on transatlantic hiring benchmarks for Mortgage Underwriter roles across The Coast Partnership's corporate sector, successful applicants typically excel across three core dimensions:
Demonstrated portfolio evidence, architecture/system design case studies, or validated professional certifications directly applicable to General.
STAR method competency responses highlighting cross-functional leadership, conflict resolution, and delivering measurable enterprise ROI under tight timelines.
Total compensation expectation aligned within the benchmarked £40,000 - £50,000 bracket, including retirement vesting and health parity.
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