Customer Account Advisor - Collections
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Position Overview & Specifications
Salary: £26,000, plus performance bonus and benefits
We are Together - Proud to be a Financial Services success story based in South Manchester. Established in 1974, we employ over 700 colleagues.
A specialist lender offering a range of mortgage and secured loan products to individuals and businesses, who are typically underserved by mainstream lenders. We play our part to turn challenges into opportunities which make our customers' financial ambitions accessible.
Over 50 years of successful trading has positioned Together as a market leader, thanks to a common-sense approach to lending.
Job Description
We are looking for a Customer Account Advisors to join our collections team. As a Customer Account Advisor you will proactively and efficiently manage customer accounts in order to resolve issues and bring accounts up to date.
Key Responsibilities:
- Manage vulnerable customer cases in order to ensure the most appropriate support is provided
- Responsible for identifying and reporting any incidents of breaches of operational processes and policies
- Be clear and transparent in all communication with customers to ensure they understand the current situation
- Identify and accurately record any complaints received from customers and achieve first time resolution
- Use a variety of tools and techniques to initiate and maintain contact with customers to ensure an appropriate outcome is achieved
- Effectively communicate with customers in order to identify the issue and to provide customers an appropriate outcome
- Utilise effective questioning techniques to understand the customer circumstances, to ensure accounts are managed to exit in a timely manner
Skills required for the role:
- Collections experience or Customer Service in a financial services
- Strong communication skills
- Objection Handling Skill
- Excellent attention to detail
- Strong literacy and numeracy skills
- Good multi-tasking skills
- Flexible approach & ability to adapt to change
- Organisational Skills
- Negotiation Skills
Desirable skills :
- Financial Services Background
- Knowledge of LPA receivership procedures
- Working knowledge of Post Litigation collections to include eviction handling
Additional Information
Benefits working at Together
- 27 days holiday (increasing with service), plus bank holidays
- Buy & sell holidays
- Discretionary annual bonus
- Matched pension contribution
- Life assurance
- Critical illness cover
- Health cash plan
- Private medical insurance
- Free access to company holiday homes
- Travel season ticket loans
- Ride to work scheme
- Free local gym access
- Local bar / restaurant discounts
Together Money embraces diversity and inclusion, and are proud to be an equal opportunity workplace. Not only do we welcome difference – we celebrate it, support it and really value our colleagues for who they are. We are committed to building a team that represents a variety of backgrounds, perspectives and skills.
Please note that all successful applicants will undergo relevant employment reference, financial and criminal record checks.
Candidate Selection & Onboarding Process
Application & Resume Screening
Submit your tailored CV/Resume directly to the talent acquisition portal.
Technical & Competency Interviews
Virtual interviews with the hiring manager and multidisciplinary team.
Formal Offer & Benefits Negotiation
Written agreement outlining compensation, equity, retirement vesting, and relocation allowances.
Onboarding & Corporate Integration
Equipment provisioning, team orientation, and commencement of duties.
United Kingdom Right to Work & Skilled Worker Visa Guide
Employment in the United Kingdom requires legal Right to Work verified under the Home Office Points-Based Immigration System:
Sponsoring employers must hold an active Home Office A-rated Sponsor License and assign a valid Certificate of Sponsorship (CoS). Role must meet the general minimum salary threshold (£38,700) or occupation going rate.
Continuous employment under Skilled Worker status establishes eligibility for Indefinite Leave to Remain (ILR) after 5 continuous years, leading to British Citizenship.
Candidate Preparation Blueprint: Banking & Lending
Based on transatlantic hiring benchmarks for Customer Account Advisor - Collections roles across Together's corporate sector, successful applicants typically excel across three core dimensions:
Demonstrated portfolio evidence, architecture/system design case studies, or validated professional certifications directly applicable to Banking & Lending.
STAR method competency responses highlighting cross-functional leadership, conflict resolution, and delivering measurable enterprise ROI under tight timelines.
Total compensation expectation aligned within the benchmarked £26,000 - £26,000 bracket, including retirement vesting and health parity.
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